The Exchange State Bank Privacy Policy FAQ.
Why?:
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?:
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Account balances and transaction history.
- Income
- Wire Transfer Instructions
When you are no longer a customer, we continue to share your information as described in this notice.
How?:
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons The Exchange State Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information | Does The Exchange State Bank Share? | Can You Limit this Sharing |
For our everyday business purposes i.e. to process your transactions, maintain your account(s), | Yes | No |
For our marketing purposes-to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | No | We don't share |
For our affiliates' everyday business purposes- i.e. information about your transactions and experiences | No | We don't share |
For our affiliates’ everyday business purposes— | No | We don't share |
For our non-affiliates to market to you | No | We don't share |
Who We Are:
Who is providing this notice? | The Exchange State Bank |
What We Do:
How does The Exchange State Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | |
How does The Exchange State Bank collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit | |
| Why can't I limit all sharing? | Federal law gives you the right to limit only
sharing. |
Definitions:
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
| |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
| |
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Questions? Call us at 319-854-6104 or go to www.theexchangestatebank.com