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Serving Springville and Martelle since 1878.

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Consumer Loans

Home Lending Consumer Loans

Loans with Competitive Rates Suited for Your Needs

There are times in life when additional funding is necessary to achieve your financial or personal goals. At The Exchange State Bank, consumer loans are seen as a way to help customers further their lives. That is why we offer a number of consumer loan options that are suited to fit your financial needs, budget and lifestyle. At The Exchange State Bank, our goal is to help our customers achieve their goals, which is why our personal loans, auto loans and private student loans come with competitive interest rates and agreeable terms.

Personal Loans from The Exchange State Bank

The best thing about personal loans from The Exchange State Bank is they can be used for practically anything. Want to purchase a boat or an RV? The Exchange State Bank can help! Looking to consolidate your high interest credit card debt into something more manageable? A personal loan is a great option. You can even use a personal loan for emergency expenses from an accident, illness or injury. Personal loans at The Exchange State Bank can be tailored to fit your needs.

Auto Loans

Your vehicle is essential in getting you from point A to point B or towing around your work equipment. Let The Exchange State Bank help you get the wheels you need with a competitive loan. All loan decisions are made locally and quickly, so you can get into your car, truck or SUV sooner.

Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college students.
  • A loan option for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*The Exchange State Bank is compensated by ISL Education Lending for the referral of student loan customers.

Come By The Exchange State Bank for Your Consumer Loan Needs

See the community lenders at The The Exchange State Bank today for your personal loan, auto loan or student loan needs. They can help find the best consumer loan solution for your situation.